Rental Property ROI Calculator

Analyze cash flow, cap rate, and return on investment for rental properties.

Purchase Details

Purchase Price

Down Payment

20% down

Closing Costs

Financing

Mortgage Rate (%)

Mortgage Term (Years)

Rental Income

Monthly Rent

Vacancy Rate (%)

Operating Expenses

Property Tax (Annual)

Insurance (Annual)

Maintenance (% of value/year)

Property Management (%)

Set to 0% if self-managing

Expected Appreciation (%/year)

Key Metrics Explained

Cap Rate: Net Operating Income / Purchase Price. Measures the property's return independent of financing. Higher is generally better; 5-10% is typical.

Cash-on-Cash Return: Annual Cash Flow / Total Cash Invested. Shows your actual return on the cash you put in. Aim for 8-12%+.

Cash Flow: Income minus all expenses including mortgage. Positive cash flow means you profit each month.

The 1% Rule: A quick screening rule - monthly rent should be at least 1% of purchase price. This property is at 0.73%.

This calculator provides estimates for educational purposes only.

All Calculators|Methodology