Freelance Rate Calculator
Calculate what hourly rate to charge as a freelancer or consultant.
Software, equipment, insurance, etc.
Include income tax + SE tax (~30%)
Realistic: 20-30 hours of billable work
Account for vacation, sick days, slow periods
Buffer for growth, emergencies
Pricing Tips for Freelancers
Don't undersell: Many freelancers charge too little. Remember you're covering your own benefits, retirement, equipment, and non-billable time.
Billable hours reality: You won't work 40 billable hours per week. Admin, marketing, proposals, and client communication eat into your time.
Value-based pricing: As you gain expertise, consider pricing based on the value you deliver rather than hours worked.
Raise your rates: If you're fully booked, your rates are too low. Gradually increase for new clients.
This calculator provides estimates for educational purposes only.