Paycheck Calculator

Calculate your take-home pay after federal, state, and FICA taxes.

Gross Pay (per paycheck)

Pay Frequency

Filing Status

State Tax Rate (%)

Enter 0 for states with no income tax

Pre-tax Deductions

401(k), HSA, health insurance, etc.

Additional Withholding

Understanding Your Paycheck

Federal Income Tax: Based on tax brackets that increase with income. Your marginal rate may be higher than your effective rate.

FICA Taxes: Social Security (6.2% up to $168,600 in 2024) and Medicare (1.45%, plus 0.9% on income over $200K) are mandatory.

Pre-tax deductions help: 401(k) and HSA contributions reduce your taxable income, saving you money on taxes now.

Note: This is an estimate. Actual withholding depends on your W-4 settings and other factors.

This calculator provides estimates for educational purposes only.