Home Affordability Calculator
Calculate how much house you can afford based on your income, debt, down payment, and monthly expenses. Get a detailed breakdown of your home buying budget.
Your Financial Information
Credit cards, car loans, student loans, etc.
20% or more avoids PMI
Home Buying Tips
- •Save for a 20% down payment to avoid PMI and get better interest rates
- •Keep your total debt-to-income ratio below 36% for better loan approval
- •Factor in closing costs, moving expenses, and emergency fund
- •Consider property taxes, insurance, and maintenance costs
- •Get pre-approved for a mortgage before house hunting